Travel Insurance for Pre-Existing Conditions: What Is a Medical Waiver?
Travel Insurance Travel Insurance for Pre-Existing Conditions: What Is a Medical Waiver? If you manage a health condition, one phrase in a travel insurance policy matters more than almost any other: pre-existing condition exclusion. Many policies will not pay for problems linked to a condition you already had when you bought the plan. A medical waiver is the mechanism that can switch that exclusion off. It is not automatic, though, and it comes with strict timing and conditions, which is where most travelers go wrong. What a waiver is The eligibility window Requirements Medical declarations Restrictions How to get one FAQ What a Medical Waiver Actually Is A pre-existing condition medical waiver is a feature of some travel insurance policies that removes or relaxes the standard pre-existing condition exclusion. Without it, a claim linked to a condition you already had, such as a heart problem, diabetes, or a chronic respiratory illness, can be r...